Trade-In Value Calculator
Find out what offer a dealer will likely make for your car. You need no email, ZIP code, or account.
Reasons a trade-in brings less than a private sale
Inspecting, repairing, cleaning and reselling the car are jobs a dealer has to do, and the dealer wants a profit at the end. Our trade-in figure is 15% below the private party value.
Consider a 2021 Honda Civic in Good condition with 61,000 miles that cost $23,000 new. A likely dealer offer would be $10,900–$12,300. A private buyer pays $12,900–$14,500 for that same car, about $2,100 more, according to our model from November 2026.
What the dealer's appraiser reviews
The appraiser drives the car and walks around it. Every finding moves the car up or down among the tool's four condition ratings.
- Body and paint: dents, scratches and past repairs. With no body work, a car can receive an Excellent rating.
- Tires: whether they match and how much tread remains. Worn or mismatched tires can lower the rating.
- For engine and gearbox, the appraiser notes warning lights, leaks and how the car drives. If a part needs work, the rating is Fair.
- Records and title: a clean title and service history. A salvage or rebuilt title results in a Poor rating.
- Mileage: compared with 12,000 miles a year. For every 10,000 miles above that amount, about 3% comes off.
Each condition has its own Trade-in range
Our two worked cars are in the table, which shows how far the condition rating shifts the trade-in offer.
| Condition | 2021 Honda Civic, $23,000 new, 61,000 miles | 2019 pickup truck, $45,000 new, 110,000 miles |
|---|---|---|
| Excellent | $11,800–$13,300 | $14,800–$16,600 |
| Good | $10,900–$12,300 | $13,700–$15,400 |
| Fair | $9,300–$10,500 | $11,600–$13,100 |
| Poor | $7,100–$8,000 | $8,900–$10,000 |
Check the private party value first, using the car value estimator. Are you trading in a Tesla? Four Tesla rates are used on the Tesla value page.
